Putting The 2022 Stock Market Decline In Perspective

Putting The 2022 Stock Market Decline In Perspective

Last year’s stock market performance was not what anyone would have wanted, but it was to be expected. For those keeping score, it was the largest yearly decline since 2008. That could be catastrophic for someone who initially invested in January 2022 with just...
What is Roth 401(k) Matching, And How Does it Work?

What is Roth 401(k) Matching, And How Does it Work?

Many employers offer retirement plans to help employees prepare for the future. One of these options is a Roth 401(k) plan, which allows employees to contribute after-tax dollars toward their retirement savings. According to recent 2021 data, 95% of employers offered...
Pros and Cons of The 4% Rule in Retirement

Pros and Cons of The 4% Rule in Retirement

Retirement planning can be a complex and challenging process. You have to consider several variables, such as income, living expenses, investment returns, and inflation. Retirement can last for 20 to 30 years, sometimes more. Ensuring your retirement savings last as...