Dollar-cost averaging has always been a sound investment strategy. It consists of making systematic monthly contributions to a retirement account whereby a fixed dollar amount would purchase more shares when stock prices declined and fewer shares when they rose....

As with many questions about personal finances, the answer is “it depends.” Initially, several factors should weigh on the decision. Your age Whether you plan on working in retirement Whether you need the income sooner rather than later How long do you expect to live...

With most people relying almost exclusively on their own assets to generate lifetime income sufficiency, it’s up to each individual to determine the optimal rate at which they can safely spend down their assets so they don’t outlive them. Several decades ago, a...

With interest rates still hovering around their historic lows, yield-seeking investors often turn to dividend-paying stocks. Aside from the income they can generate for investors, dividends can significantly enhance total investment returns. One way companies reward...